If your fence blew down, take photos of the fence and of what hit it before anything is moved, then contact your insurer and a fence company. Keep clear of any downed wire near the fence and report it to the utility.
Half my fence blew down. Who can fix it fast and what will it cost?
We can help. Call or text (217) 262-9381 with a photo and the approximate length on the ground. A fallen section with broken posts is a major repair, $900 to $2,500 in national 2026 figures. Central Illinois gets lines of severe summer storms with straight-line wind, and after one of those every fence company in the county is busy, so get on the list early.
My dogs are in the yard and the fence is open to the road. What can be done right away?
The opening can be closed the same visit with a temporary panel, and standing posts can be braced until the permanent repair. Tell us when you call that dogs or a pool are involved so we put the temporary closure first.
Is there an extra charge for emergency or weekend fence repair?
Some companies charge more for after-hours calls and some do not take them at all, so ask when you book. A temporary closure now and a full repair on a normal work day is usually the cheaper route.
Does homeowners insurance cover a fence knocked down by a storm or a tree?
Often it does, as an other structure on the property. Coverage depends on your policy, your deductible and what caused the damage, and your insurer or agent is the one to confirm it. On a small repair the deductible can be larger than the bill. We provide an itemized written estimate you can send in.
My neighbor's tree fell on my fence. Whose insurance pays?
In most cases your own policy covers your own fence, even when the tree stood next door. The answer can differ if the tree was dead or the owner had been warned about it. Ask your insurer how they handle it. We can rebuild just the crushed part if matching material is still available.
The insurer offered much less than the repair quote because the fence is old. Now what?
Ask for the calculation in writing. Many policies pay the depreciated value of an older fence, not the cost of a new one. Reply with an itemized estimate. If a gap remains, fixing only the storm-damaged section is often the practical way through.
The storm knocked the fence down and my neighbor says it is mine. Who pays?
Whoever owns the fence, and that depends on whose land it is on. A licensed land surveyor can mark the line. A fence company cannot. Illinois has a Fence Act (765 ILCS 130) about division fences between adjoining owners, but how it applies to a town lot is a legal question. Our shared fence page explains the basics.
Illinois also has a rule for repairs after bad weather in its Home Repair and Remodeling Act. If a contractor knocks on your door after a storm, read the consumer rights brochure the Act requires them to hand you before you sign.
Call (217) 262-9381 or text us photos of the damage.